WebFeb 11, 2024 · Can I let someone with insurance drive my car? Usually, yes — your car insurance coverage should extend to anyone else driving your car. ... This means even if your friend, sister or cousin have the best coverage possible, it would usually be your auto insurance that'd be covering the damages if they were at-fault in an accident while … WebHere's why you might want to read your car insurance policy carefully before letting a friend borrow your car.
Auto Insurance FAQ
WebNov 12, 2024 · If someone borrows your car, they’re also — in a sense — borrowing your car insurance. That’s the case only if you allow them to drive your vehicle. Your policy’s liability coverage would pay for injury and damage they caused to any other driver and their property. If you have collision coverage, your policy will cover damage caused ... WebMay 13, 2015 · by Amanda Prischak on May 13, 2015. Auto insurance typically follows the car rather than the driver. This means that your insurance will likely pay if your friend crashes your car. There are two exceptions. The first is when the damage and/or injuries exceed the available limits on your policy. In this instance, it’s possible that your friend ... simpson armory
FAQ: Hagerty Insurance General Guidelines Hagerty
WebIn short, yes. If you have the right coverage, insurance generally follows the vehicle rather than the driver, and the one driving doesn’t have to be named as an insured for the vehicle to be covered. There are exceptions, however. Liability coverage within car insurance follows the driver. If your friend wrecks your car in an at-fault ... WebThe good news is, adding a driver to your car insurance is a fairly simple process. Typically, you can add drivers who reside at your address and regularly use your vehicle. When to Add a Driver to Your Car Insurance Policy. There are a number of instances when you might add a driver to your car insurance policy. Here are some typical scenarios: WebJul 3, 2024 · Someone with permissive use: If you loaned out your car to a friend or neighbor, your ERIE policy generally will cover them – as long as you gave your permission. If they are a regular and repeated user of the car, they should also have coverage. The only exception is if a driver has been specifically excluded on your policy. simpson arms